The environment, urbanism and climate change of the housing development agency (Toki), on the needs of citizens at the request of continuous housing and workplaces taking place for the “25 percent discount campaign” announced to be organized. According to the determination schedule, the application process of the Toki discount campaign will start tomorrow (September 22, 2025).Citizens who want to benefit from the campaign, from September 22 to October 17, 2025 will be able to make their applications.Housing buyers and workplaces in projects included in the discount application are obliged to make installment payments for the month that the debt payment is made from the date of application. In addition, there should be no installments on rescue and real estate tax debt. The number of batches will not benefit from the discount campaign of the house buyer and the workplace is still less than 12 months or less.Housing buyers and workplaces want to benefit from the campaign will be able to use housing loans from intermediary banks they have signed real estate sales contracts. Housing buyers and workplaces want to benefit from the campaign in the established projects that are required to get documents they will receive from the website management and the document displaying documents receivable from the relevant urban area.Citizens who want to take advantage of the opportunity to reduce their debts, real estate sales contracts will be able to use housing loans through intermediary banks. According to information available on Toki's official website; In Ziraat and HalkBank banks up to 120 months, the interest rates of housing loans are identified as 2.70 %. HalkBank is 3.25 percent for buying at work and Ziraat bank applies 4.99 %interest rate. Credit credit HalkBank Credit: maturity: 1 from120 AYFAIZ ratio: 2.70 %Loan: maturity: 1 throw120 AYFAIZ ratio: 3,25 %TAMSIS fee: 5ziraat Bank Credit condition: 1 .120. Ayfaiz ratio: 2.70 %of credit: Mature: 1 throw120 Ayfaiz ratio: 4,99 %of treatment fee: 5 per thousands of thousandsThe 25 percent discount campaign will be able to benefit from citizens who cannot pay all outstanding loans. Citizens will not be able to pay all the debt, provided that the outstanding balance is not less than 25 % of the pre -payments, the 25 percent discount campaign will benefit from part.
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